Disability Insurance Facts

If you live in Sarasota, Bradenton, Venice, or the surrounding areas, you don’t have to live without income should you become disabled.

Disability Insurance Policy

If you ever get hurt or become ill, living without a paycheck could quickly deplete your savings.

Since a disability will affect 1 in 3 of us, it makes sense to protect yourself now. That way, you’re protected if your rainy day lasts longer than you planned.

Disability income insurance can provide you with income benefits while you’re disabled and can’t work.

In most cases, a short-term disability will result in reduced income for you and your family. If you become disabled, how long could you pay bills and provide for your family with reduced earnings? How long will the disability benefit from your employer-sponsored insurance plan last? Do you have enough set aside to cover the additional expenses caused by a disability, maintain your lifestyle and cover everyday living expenses?

More often than we think, many people in today’s workforce suffer a short-term disability.  Within 10 minutes, 441 people will suffer a disability.

A disability plan can help you prepare for a short-term disability. Benefits from your disability plan can supplement your income to help you pay the following expenses:

  • Mortgage or rent payments
  • Utility bills and other household expenses
  • Food, clothing and other necessities
  • Co-payments
  • Medical costs not covered under other plans
  • Travel and lodging expenses for treatment

A disability insurance plan can also preserve your hard-earned savings, keep your home safe from creditors and manage the extra cost of your injury or illness.

Check out our brochure: Disability

 

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